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Pros and Cons of Buying a House As-Is (With Inspection)

Thinking about buying a home “as-is”? It can be a golden opportunity—or a costly mistake—depending on how prepared you are. In the Lake Marion area, “as-is” listings often draw attention due to their lower upfront costs or fixer-upper potential. But what exactly does “as-is” mean, and what should you look for—especially when an inspection is involved?In this article, we break down the...

Deed vs. Title in Real Estate

A title is your legal ownership right to a property, while a deed is the physical document that transfers that ownership from one person to another. You need both when buying or selling a home.Understanding the BasicsIn the world of real estate, the terms deed and title are often used interchangeably—but they refer to very different concepts. /*! elementor - v3.23.0 - 15-07-2024...

How does escrow work on a mortgage?

Escrow is a secure financial arrangement where a third party holds funds for property taxes and homeowner’s insurance on behalf of the mortgage lender. It's designed to ensure those bills are paid on time and protects both the lender and the homeowner. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image...

What to look for when buying a lake house?

Buying a lake house is about more than just stunning views. You need to look at the property’s water access, flood risk, maintenance demands, neighborhood rules, and more. Whether you want a weekend retreat or a full-time residence, this guide shows you exactly what to consider before making one of the biggest—and most rewarding—purchases of your life. /*! elementor - v3.23.0 - 15-07-2024...

Selling a Home Checklist

To sell your home fast and for top dollar, you need a clear strategy—from prep work to paperwork. This complete checklist walks you through everything: cleaning, repairs, staging, pricing, marketing, and closing. If you’re selling a home in the Lake Marion area, Carolina Properties can help you check every box with confidence. /*! elementor - v3.23.0 - 15-07-2024...

Can a VA loan be used to purchase land?

A VA loan cannot be used to buy land alone unless you plan to build a home on it right away. The VA loan benefit is designed to help veterans and active-duty service members buy, build, or refinance a primary residence—not vacant land for future use. But with the right plan, you can use a VA loan to buy land and build a home in a single transaction. /*! elementor - v3.23.0 - 15-07-2024...

How do construction loans work for building a house?

A construction loan is a short-term loan that covers the cost of building a new home from the ground up. Unlike traditional mortgages, construction loans release funds in stages—called "draws"—as work progresses. Once construction is complete, the loan is either paid off or converted into a permanent mortgage. If you’re building your dream home near Lake Marion, understanding how construction loans...

What is a FHA loan and who qualifies?

An FHA loan is a government-backed mortgage designed to help buyers with lower credit scores or smaller down payments purchase a home. Backed by the Federal Housing Administration, these loans make homeownership more accessible for first-time buyers and those who may not qualify for conventional loans. In South Carolina—including the Lake Marion area—FHA loans are a popular choice for both primary...

What is included in the sale of a home?

In most real estate transactions, anything that is permanently attached to the home is included in the sale—like built-in appliances, lighting fixtures, and cabinets. However, items like furniture, décor, and outdoor equipment may not be. The key is to confirm in writing what’s included before closing. Don’t leave it up to assumptions—get it clear, get it agreed. /*! elementor - v3.23.0 -...

Lake Lots for Sale in South Carolina

South Carolina is home to some of the most beautiful lakefront lots in the Southeast—including highly sought-after property around Lake Marion. Whether you’re dreaming of a retirement retreat, a custom lake house, or a long-term investment, buying a lake lot is your first step toward waterfront living. /*! elementor - v3.23.0 - 15-07-2024...

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