Lake front homes

What is the meaning of easement in property?

An easement in property is a legal right that allows someone else to use a portion of your land for a specific purpose, even though you still own it. That might sound simple enough, but easements can have big implications when it comes time to sell your Lake Marion home.If your neighbor has the right to use your driveway to reach their land, or if the local utility company has access to dig through your...

What do encumbrances mean in real estate?

An encumbrance in real estate is any legal claim, lien, restriction, or right held by someone other than the property owner that affects the use or transfer of that property. If you're selling a home near Lake Marion, this could be the hidden issue that delays or even kills your deal.Encumbrances don’t always mean something is wrong, but they do mean you’ll need to be transparent, and in many cases,...

What to look for when buying a lake house?

Buying a lake house is about more than just stunning views. You need to look at the property’s water access, flood risk, maintenance demands, neighborhood rules, and more. Whether you want a weekend retreat or a full-time residence, this guide shows you exactly what to consider before making one of the biggest—and most rewarding—purchases of your life. /*! elementor - v3.23.0 - 15-07-2024...

Selling a Home Checklist

To sell your home fast and for top dollar, you need a clear strategy—from prep work to paperwork. This complete checklist walks you through everything: cleaning, repairs, staging, pricing, marketing, and closing. If you’re selling a home in the Lake Marion area, Carolina Properties can help you check every box with confidence. /*! elementor - v3.23.0 - 15-07-2024...

What is considered a jumbo loan?

A jumbo loan is a mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In most parts of the U.S., including South Carolina, that limit is $766,550 as of 2025. If you’re buying a luxury, lakefront, or multi-million-dollar home near Lake Marion, you may need a jumbo loan to finance the purchase. /*! elementor - v3.23.0 - 15-07-2024...

What are the qualifications for a USDA loan in South Carolina?

A USDA loan is a government-backed mortgage designed to help low- to moderate-income buyers purchase homes in eligible rural areas—including many neighborhoods around Lake Marion. To qualify, you’ll need to meet income limits, property location guidelines, and credit and debt requirements set by the U.S. Department of Agriculture. /*! elementor - v3.23.0 - 15-07-2024...

What is a FHA loan and who qualifies?

An FHA loan is a government-backed mortgage designed to help buyers with lower credit scores or smaller down payments purchase a home. Backed by the Federal Housing Administration, these loans make homeownership more accessible for first-time buyers and those who may not qualify for conventional loans. In South Carolina—including the Lake Marion area—FHA loans are a popular choice for both primary...

What is included in the sale of a home?

In most real estate transactions, anything that is permanently attached to the home is included in the sale—like built-in appliances, lighting fixtures, and cabinets. However, items like furniture, décor, and outdoor equipment may not be. The key is to confirm in writing what’s included before closing. Don’t leave it up to assumptions—get it clear, get it agreed. /*! elementor - v3.23.0 -...

Is it better to be preapproved or prequalified for a mortgage?

Preapproval is better than prequalification when buying a home—especially in competitive markets like Lake Marion. While both show lenders are interested in working with you, a preapproval carries more weight and gives you stronger buying power. /*! elementor - v3.23.0 - 15-07-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a...

Is there anything to do in Lake Marion, SC?

Yes—Lake Marion is packed with things to do! From world-class fishing and boating to hiking, golfing, wildlife watching, and dining, there’s no shortage of activities around South Carolina’s largest lake. Whether you're visiting for the weekend or planning to move here, Lake Marion has something for everyone. /*! elementor - v3.23.0 - 15-07-2024...

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